1. Acceptance of Terms
By accessing or using the NCSE Insights platform, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.
2. Description of Service
NCSE Insights provides a risk operations platform that:
- Designed to help integrate financial, supply-chain, and workforce signals into a Live Risk Ledger
- Intended to help quantify exposure and forecast potential cash and capacity pinch points
- Generates explainable reallocation playbooks and suggested recommendations
- Provides governance, approval workflows, and audit trails designed to support compliance
- Offers executive decision surface tools designed for risk management
Important: All insights and recommendations provided by our platform are NFA (Not Financial Advice) and should not be considered as professional financial, investment, or business advice.
3. User Accounts and Responsibilities
To use our platform, you must:
- Provide accurate and complete registration information
- Maintain the security of your account credentials
- Notify us promptly of any unauthorized use of your account
- Be responsible for all activities that occur under your account
- Ensure you have authority to bind your organization to these terms
4. Acceptable Use Policy
You agree not to:
- Use the platform for any unlawful purpose or in violation of any applicable regulations
- Attempt to gain unauthorized access to our systems or other users' accounts
- Interfere with or disrupt the platform's operation or security
- Upload malicious code, viruses, or harmful content
- Reverse engineer, decompile, or attempt to extract source code
- Use the platform to compete with or replicate our services
5. Data and Privacy
Your use of the platform is subject to our Privacy Policy. You acknowledge that:
- You own and are responsible for the data you upload to the platform
- You have the necessary rights and permissions to use and share your data
- We may process your data as described in our Privacy Policy
- You are responsible for maintaining appropriate data backups
6. Intellectual Property
The platform and its content are protected by intellectual property laws. You acknowledge that:
- NCSE Insights owns all rights to the platform, software, and related materials
- You receive a limited, non-exclusive license to use the platform
- You retain ownership of your data and content that you upload to the platform
- Any feedback or suggestions you provide may be used by us without compensation
7. Service Availability and Modifications
We strive to maintain high service availability but cannot guarantee uninterrupted access. We reserve the right to:
- Modify, suspend, or discontinue the platform with reasonable advance notice
- Perform maintenance and updates that may temporarily affect availability
- Update these terms with 30 days' notice for material changes
- Terminate accounts that violate these terms
8. Payment Terms and Billing
For paid services, the following terms apply:
- Fees are charged according to your selected service plan
- Payment is due in advance for each billing period
- We may suspend services for non-payment after reasonable advance notice
- Refunds may be provided according to our refund policy
- Price changes require 60 days' advance notice
9. Limitation of Liability
To the maximum extent permitted by law:
- Our platform is provided "as is" without express or implied warranties of any kind
- We are not liable for any indirect, incidental, or consequential damages
- Our total liability is limited to the amount paid for our services in the preceding 12 months
- We are not responsible for decisions made based on platform insights
10. Indemnification
You agree to indemnify and hold harmless NCSE Insights from any claims, damages, or expenses arising from:
- Your use of the platform or violation of these terms
- Your data or content uploaded to the platform
- Your alleged violation of any third-party rights
- Any negligent or wrongful conduct
11. Termination
Either party may terminate the service agreement:
- With 30 days' written notice for convenience
- Immediately for material breach of these terms
- Upon insolvency or bankruptcy proceedings of either party
- As required by applicable law or regulation
12. Governing Law and Disputes
These terms are governed by the laws of North Carolina, United States. Any disputes will be resolved through:
- Good faith negotiations as the first step
- Binding arbitration if negotiations fail
- Appropriate courts of North Carolina for matters not subject to arbitration
13. Contact Information
For questions about these terms, contact us at:
Email: legal@ncsecuba.com
Phone: +1 704 275 8294
Address: 4913 Seacroft Rd, Charlotte, NC 28210
